Direct Ski Insurance

What is direct ski insurance?
Direct ski insurance provides customers with a specialist form of travel insurance for their winter sports holiday. Ski insurance was created by skiers and snowboarders who grew frustrated at the limitations of a standard travel insurance policy, and wanted to make sure they had the best possible policy to look after themselves while they were away on their trip.
One of the first things you will notice about a standard travel insurance policy when you are reading through the terms and conditions is the exceptions list, which includes a whole list of winter sports exceptions. These usually revolve around off piste skiing, or how you are not covered doing it, something which will frustrate even the most novice of skiers at some point on their holiday, as so many little paths, short cuts and routes are off piste at a ski resort.

Direct ski insurance was designed to allow skiers to ski on such safe off piste paths, as well as on fresh snow with a ski guide. It’s not just off piste skiing that is missing from standard travel insurance policies. Ski resorts have a unique way of allowing you to put down your ski’s outside while you go into a restaurant, bar or cafe, and while most of the time nothing goes missing, there are a few bad eggs every year. Whilst your standard travel insurance would not replace your ski’s as your ski’s would not have been locked away, direct ski insurance policies understand the ski resort culture and will cover your skis and equipment.

Why do I need direct ski insurance?
Direct ski insurance provides customers with health insurance as well, which will pay for any medical bills that may arise as a result of falling ill or getting injured. With so many injuries occurring in a ski resort every year, having direct ski insurance is vital if you don’t want to be left with a huge medical bill. With the NHS only covering Britons for free medical care in the UK, expect to pay for your care abroad, and an operation on a broken bone can cost as much as £10,000 in some countries.